- Added the HRA Calculator: the exemption under rule 279 of the Income-tax Rules, 2026, the three limits, taxable HRA and the rent that gives the most exemption.
- Income Tax Calculator: capital gains — equity short-term (20%), equity long-term (12.5% above ₹1,25,000), other long-term (12.5%) and slab-rate gains, with the unused basic exemption and the rebate rules of the Income-tax Act, 2025.
- Added the EPF Calculator under the Employees' Provident Funds Scheme, 2026 and Employees' Pension Scheme, 2026: the ₹25,000 wage ceiling from 17 September 2026, the 50% wages rule, VPF, interest at 8.25% and the EPS pension.
- Added the Personal Loan Calculator: EMI, the true yearly cost once the processing fee and GST are counted, two offers compared, and what closing the loan early saves after the foreclosure charge.
- Added the NPS Calculator: corpus, lump sum and annuity under the PFRDA exit rules as amended in December 2025 (up to 80% lump sum for non-government subscribers), the tax on a lump sum above 60%, the pension and the tax saved each year.
- New grouped menu in the header, a Planning group, and an icon for every calculator.
- Added the Goal Planner: the SIP, step-up SIP, lump sum, RD, PPF or Sukanya Samriddhi deposit you need for a goal — one alone or any mix, with the goal in today's money.
- New RupeeTree logo.
- Added the Income Tax Calculator for tax year 2026-27: old and new regimes side by side under the Income-tax Act, 2025, with HRA, section 123 (the old 80C), home-loan interest and a full computation sheet.
- Added the Retirement Planner: how much you need, what your SIP builds, how long the money lasts with inflation, and your retirement replayed through every real market history since 1992.
- Added the Asset Allocation Backtest: Indian shares (Nifty 50 or Sensex), gold, US shares and PPF or a Post Office deposit, any period since 1992, lump sum or SIP, with every start year compared. Data from NSE, BSE, the National Savings Institute and other listed sources.
- Prepay or Invest: works out the loan still owed, compares a lump sum as well as monthly money, and shows the two choices side by side.
- Added the Prepay or Invest calculator: prepay a loan or invest the spare money, buy now or save first, and the true cost of an EMI — with SIP, RD, FD, PPF, Sukanya or NSC, the break-even return and an optional after-tax view.
- Added five calculators: RD (bank and Post Office, with all Post Office RD rules), Step-up SIP, SWP, Home Loan Prepayment and CAGR.
- Added a Compare chart view: step-up vs flat SIP, loan balance with and without prepaying, and your return against any rate.
- Rates re-checked against the India Post table for October–December 2026.
- Added the About, How we calculate, Disclaimer, Privacy policy, Terms of use, Contact and Change log pages.
- Added a calculator search box to the home page and category links to the top of every page.
- Added the first ten calculators: EMI, SIP, Lumpsum, FD, PPF, Sukanya Samriddhi, SCSS, NSC, KVP and Post Office MIS.
- Small savings scheme rates set for October–December 2026.
- Scheme rules checked against the 2019 scheme notifications, later amendments and the Income-tax Act, 2025.
Last updated .